Digital Finance
Digital finance brings together financial services and technologies that are changing how value is issued, stored and transferred. MiCA, crypto-assets and stablecoins, a possible digital euro, tokenisation and new EU rules on cloud and artificial intelligence are creating opportunities that cut across established regulatory categories.
We help financial and technology companies understand the applicable perimeter, anticipate legislative change and develop products and positions that are both innovative and legally robust.
What we do
- MiCA advice: classification and regulatory perimeter of crypto-assets, authorisation questions, e-money tokens and stablecoins.
- Digital euro and central bank digital currencies: legislative monitoring, impact assessments and strategic positioning.
- Tokenisation, digital assets and new payment experiences: regulatory design and risk assessment.
- EU cloud and AI regulation, including the Commission’s proposed Cloud and AI Development Act (CADA), and its impact on financial and technology companies.
- Analysis of the interaction between digital-finance initiatives and payments, operational-resilience, data and competition rules.
- Position papers, consultation responses and engagement with EU and national authorities on emerging digital-finance policy.
Key instruments
MiCA · digital euro proposal · CADA proposal · AI Act (selected aspects) · DORA (selected aspects) · forthcoming PSD3/PSR interface
Related insights
Regulation will play a crucial role in unlocking the potential of Central Bank Digital Currencies
The ECB’s first progress report on the digital euro preparation phase
EU and US take a further step towards crypto-assets regulation
The ECB’s first progress report on the digital euro preparation phase
EU and US take a further step towards crypto-assets regulation